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Squarespace commerce economics

Squarespace Commerce Profit Calculator

Calculate Squarespace Commerce profit after plan cost, transaction/payment fees, COGS, fulfillment, ads and returns.

Editable planning assumptions. Verify current fees against your account, product and platform terms.

Planning model: Current U.S. Squarespace Payments standard-card and online-store transaction-fee presets are applied by plan. International cards, premium cards, ACH, BNPL, currency conversion and other markets have different rates.

Squarespace Commerce setup

*US annual-billing planning presets. Squarespace plan prices and availability can change; verify checkout and keep monthly plan cost editable.

U.S. Squarespace Payments standard-card presets: Basic/Core 2.9% + $0.30, Plus 2.7% + $0.30, Advanced 2.5% + $0.30. Basic also has a 2% online-store transaction fee; Core/Plus/Advanced are 0%.
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Fees & overhead
Advanced Costs
Returns, monthly software and other overhead
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Interactive calculator

1. Model Squarespace Commerce profit by plan and payment costs

The calculator above combines order revenue with product cost, fulfillment, payment processing, Squarespace transaction fees when applicable, advertising, returns and recurring site costs. Because plan economics differ, the useful comparison is not simply “which subscription is cheaper?” but whether a lower transaction fee offsets a higher recurring plan cost at your expected sales volume. Enter your own plan price and order volume so the result reflects the store you actually run.

Squarespace has been rolling out newer Basic, Core, Plus and Advanced plans. Its current help documentation lists a 2% commerce transaction fee on Basic and 0% on Core, Plus and Advanced. Legacy Business/Commerce plans have different rules. Payment processing remains a separate cost layer.

Mathematical formulas

2. Squarespace profit and plan-cost formulas

Commerce Transaction Fee = Eligible Order Revenue × Squarespace Transaction Fee %
Payment Processing Fee = Payment Amount × Processor % + Fixed Fee
Allocated Plan Cost = Monthly Plan/App Cost ÷ Monthly Orders
Net Profit = Revenue − Product − Fulfillment − Commerce Fee − Processing − Advertising − Returns − Allocated Overhead
Net Margin (%) = Net Profit ÷ Revenue × 100

A higher monthly plan can still be economical when it reduces a percentage transaction fee and order volume is high enough. Conversely, a lower-volume store may pay more for an upgrade than it saves in transaction fees. The calculator lets you test that crossover with your own assumptions.

Worked scenario and fee table

3. Example: a $50 physical-product order

Assume a $50 order, $18 product cost, $6 fulfillment, $7 advertising and $1 other variable cost. On a newer Basic plan, a 2% commerce transaction fee would add $1.00. Using the current U.S. Squarespace Payments standard-card example of 2.9% + $0.30 adds $1.75 in processing. If $40 of monthly site/app cost is spread across 100 orders, allocated overhead is $0.40. Total modeled cost is $35.15 and profit is $14.85, a 29.7% margin. On a plan with 0% commerce transaction fee, the same example would save $1 per order before considering the different subscription price.

Squarespace cost itemCurrent referenceImportant distinction
Basic commerce transaction fee2%Applies to eligible commerce sales under the newer plan
Core / Plus / Advanced commerce fee0%Plan subscription still applies
U.S. standard-card processing2.9% + $0.30Separate from the commerce transaction fee
Digital productsSeparate fee scheduleDo not reuse physical-commerce assumptions automatically
FAQ and structured data

4. Squarespace Commerce profit FAQ

What commerce transaction fee does Squarespace charge on current plans?

Squarespace currently lists a 2% commerce transaction fee on the newer Basic plan and 0% on Core, Plus and Advanced. Legacy Business and Commerce plans can use different rules.

Are payment processing and Squarespace commerce transaction fees the same thing?

No. Payment processing is a separate charge. For U.S. standard cards, Squarespace Payments currently lists 2.9% + $0.30 on the referenced plans.

Do digital products use the same transaction-fee schedule?

No. Squarespace publishes separate digital-product transaction fees, so use the fee schedule for the type of product you sell.

Why allocate monthly plan cost across orders?

Because subscription cost affects fully loaded profit. Dividing it by realistic monthly orders shows its per-order impact.

Fee references checked September 25, 2026 against Squarespace transaction-fee documentation. See our methodology.

Fee assumptions reviewed against official sources on August 21, 2026. Editable fields should always be matched to your account.